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How much third party liability do I get? |
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State Statutory Limits. The statutory limit in the state where the accident occurs will apply.
See Chart |
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What does it mean when I see liability limits such as 20/40/10? |
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The maximum that the insurance company will pay as the result of a third part liability claim.
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Can I purchase higher limits than statutory? |
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Yes. You will be given the option to purchase Supplemental Liability Insurance during the purchase of your MBA Choice insurance. You may also purchase Supplemental Liability Insurance at RvSLI.com |
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What are Medical Payments and or Personal Injury Protection, (Med Pay and PIP)? |
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Amount paid per person for injuries sustained by persons who are occupants of your vehicle.* |
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What are Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverages? |
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Amount paid to you and your passengers that are injured in an accident that was caused by an uninsured or underinsured motorist driving the other vehicle.* |
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What is collision? |
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An accident that is caused by our vehicle colliding with, (running into) another vehicle or object. |
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What is comprehensive? |
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Other than collision, such as damage caused by wind, fire, hail, theft and vandalism. |
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What are the deductibles on comprehensive and collision? |
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The deductibles vary from dealer to dealer. Consult with your dealer. |
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What about additional drivers? |
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They will be covered. All additional drivers must be listed on your rental contract with the rental dealer in order to be covered by the insurance. |
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What do I do if I am involved in an accident? |
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1. You should exchange driver license and insurance verification information with the other party involved in the accident. 2. You should get a police report if at all possible. 3. Fill out as completely as possible the accident report form that is provided to you by the rental dealer. A form is also available here, click the above. 4. Report the claim to the rental dealer as soon as possible. |
