How much third party liability do I get?
State Statutory Limits. The statutory limit in the state where the accident occurs will apply.

See Chart
What does it mean when I see liability limits such as 20/40/10?
The maximum that the insurance company will pay as the result of a third part liability claim.
  • 20,000/for any one individual
  • 40,000/for the total accident, regardless of the number of persons
  • 10,000/for property damage
Can I purchase higher limits than statutory?
Yes. You will be given the option to purchase Supplemental Liability Insurance during the purchase of your MBA Choice insurance. You may also purchase Supplemental Liability Insurance at
What are Medical Payments and or Personal Injury Protection, (Med Pay and PIP)?
Amount paid per person for injuries sustained by persons who are occupants of your vehicle.*
What are Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverages?
Amount paid to you and your passengers that are injured in an accident that was caused by an uninsured or underinsured motorist driving the other vehicle.*
What is collision?
An accident that is caused by our vehicle colliding with, (running into) another vehicle or object.
What is comprehensive?
Other than collision, such as damage caused by wind, fire, hail, theft and vandalism.
What are the deductibles on comprehensive and collision?
The deductibles vary from dealer to dealer. Consult with your dealer.
What about additional drivers?
They will be covered. All additional drivers must be listed on your rental contract with the rental dealer in order to be covered by the insurance.
What do I do if I am involved in an accident?
1. You should exchange driver license and insurance verification information with the other party involved in the accident.

2. You should get a police report if at all possible.

3. Fill out as completely as possible the accident report form that is provided to you by the rental dealer. A form is also available here, click the above.

4. Report the claim to the rental dealer as soon as possible.